--- title: Insights description: Get the latest news and insights about Appraisal Management. --- [![United States Appraisals](https://blog.unitedstatesappraisals.com/hubfs/LOGO/usa-stewart-logo-horizontal-WHITE-outlines.png)](https://www.unitedstatesappraisals.com/) - [About](https://www.unitedstatesappraisals.com/about) - [The USA Difference](https://www.unitedstatesappraisals.com/the-usa-difference) - [Leadership](https://www.unitedstatesappraisals.com/leadership) - [Testimonials](https://www.unitedstatesappraisals.com/testimonials) - [Careers](https://www.unitedstatesappraisals.com/careers) - [Lenders](https://www.unitedstatesappraisals.com/lenders) - [Our Services](https://www.unitedstatesappraisals.com/our-services) - [Our Technology](https://www.unitedstatesappraisals.com/our-technology) - [Our Process](https://www.unitedstatesappraisals.com/our-process) - [Compliance](https://www.unitedstatesappraisals.com/compliance) - [Appraisers](https://www.unitedstatesappraisals.com/appraisers) - [Contact](https://www.unitedstatesappraisals.com/contact) - [Client Login](https://portal.unitedstatesappraisals.com/login.ftl) - [About](https://www.unitedstatesappraisals.com/about) - [The USA Difference](https://www.unitedstatesappraisals.com/the-usa-difference) - [Leadership](https://www.unitedstatesappraisals.com/leadership) - [Testimonials](https://www.unitedstatesappraisals.com/testimonials) - [Careers](https://www.unitedstatesappraisals.com/careers) - [Lenders](https://www.unitedstatesappraisals.com/lenders) - [Our Services](https://www.unitedstatesappraisals.com/our-services) - [Our Technology](https://www.unitedstatesappraisals.com/our-technology) - [Our Process](https://www.unitedstatesappraisals.com/our-process) - [Compliance](https://www.unitedstatesappraisals.com/compliance) - [Appraisers](https://www.unitedstatesappraisals.com/appraisers) - [Contact](https://www.unitedstatesappraisals.com/contact) - [Client Login](https://portal.unitedstatesappraisals.com/login.ftl) # [Insights](https://blog.unitedstatesappraisals.com) ### Recent Posts ## [Stewart Valuation Intelligence (SVI) is Verified to Support Freddie Mac’s ACE+ PDR with VALIDITY Pro](https://blog.unitedstatesappraisals.com/svi-supports-freddie-macs-pdr-validity-pro) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Aug 21, 2022 1:56:57 PM - [Tweet](https://twitter.com/share) [![Stewart Valuation Intelligence (SVI) is Verified to Support Freddie Mac’s ACE+ PDR with VALIDITY Pro](https://blog.unitedstatesappraisals.com/hubfs/FNMA%20prediction%20image.png)](https://blog.unitedstatesappraisals.com/svi-supports-freddie-macs-pdr-validity-pro) Effective July 17, 2022, Freddie Mac transitioned from offering automated collateral evaluation (ACE) appraisal waivers to offering ACE+ PDR (property data report) for cash-out and certain no cash-out refis. For details, please see *Freddie Mac Single-Family Seller/Servicer Guide* [Bulletin 2022-13](https://guide.freddiemac.com/app/guide/bulletin/2022-13). [Read More](https://blog.unitedstatesappraisals.com/svi-supports-freddie-macs-pdr-validity-pro) ## [Signs Your AMC is Serious About Technology](https://blog.unitedstatesappraisals.com/signs-your-amc-is-serious-about-technology) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Apr 19, 2021 8:30:00 AM - [Tweet](https://twitter.com/share) [![Signs Your AMC is Serious About Technology](https://blog.unitedstatesappraisals.com/hubfs/Technology-2.png)](https://blog.unitedstatesappraisals.com/signs-your-amc-is-serious-about-technology) It seems like every TV channel I flip to, I see *CarShield* commercials… essentially insurance hedging against costly vehicle repairs. That got me thinking about how lenders can hedge against the costs of poor efficiency, quality, and cycle-time from their Appraisal Management Companies (AMCs). The risks are very real and damaging to lenders everywhere. While there is no such insurance (or assurance) per se, there are plenty of leading indicators to look for – none more prominent than technology. [Read More](https://blog.unitedstatesappraisals.com/signs-your-amc-is-serious-about-technology) ## [How to Never Lose a Client – One AMC's Approach](https://blog.unitedstatesappraisals.com/how-to-never-lose-a-client-one-amcs-approach) Posted by [Shana Garrie](https://blog.unitedstatesappraisals.com/author/shana-garrie) on Mar 29, 2021 8:15:00 AM - [Tweet](https://twitter.com/share) [![How to Never Lose a Client – One AMC's Approach](https://blog.unitedstatesappraisals.com/hubfs/Never%20lose%20a%20client.png)](https://blog.unitedstatesappraisals.com/how-to-never-lose-a-client-one-amcs-approach) ### **People – Process – Technology** Remarkably, a 100% client retention rate is achievable. Here at United States Appraisals, it is a badge of honor when you consider the pace of business, the changing lender landscape, the ever-changing regulatory and technology environments, and so many other detractors – remarkable indeed! [Read More](https://blog.unitedstatesappraisals.com/how-to-never-lose-a-client-one-amcs-approach) ## [A Decade Later – Dodd-Frank's Impact on Appraisals](https://blog.unitedstatesappraisals.com/a-decade-later-dodd-franks-impact-on-appraisals) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Mar 8, 2021 7:00:00 AM - [Tweet](https://twitter.com/share) [![A Decade Later – Dodd-Frank's Impact on Appraisals](https://blog.unitedstatesappraisals.com/hubfs/Dodd%20Frank%20Act.png)](https://blog.unitedstatesappraisals.com/a-decade-later-dodd-franks-impact-on-appraisals) July 21, 2020, marked the 10th anniversary of signing the Dodd-Frank Wall Street Reform and Consumer Protection Act (aka 'Dodd-Frank') into law. The financial crisis of 2008 prompted the 350,000-word bill, which had far-reaching impacts, some foreseen and some not. [Read More](https://blog.unitedstatesappraisals.com/a-decade-later-dodd-franks-impact-on-appraisals) ## [The Many Ways AMCs Improve Lender’s Business](https://blog.unitedstatesappraisals.com/the-many-ways-amcs-improve-lenders-business) Posted by [Shana Garrie](https://blog.unitedstatesappraisals.com/author/shana-garrie) on Feb 15, 2021 8:15:00 AM - [Tweet](https://twitter.com/share) [![The Many Ways AMCs Improve Lender’s Business](https://blog.unitedstatesappraisals.com/hubfs/Partnership.%20there%20is%20no%20better%20way..png)](https://blog.unitedstatesappraisals.com/the-many-ways-amcs-improve-lenders-business) Choosing the right strategic partner can make or break your business! While all vendors are important to the lender’s supply chain, selecting the right AMC to manage the assessment of your loan’s collateral can have a major impact on your bottom line. [Read More](https://blog.unitedstatesappraisals.com/the-many-ways-amcs-improve-lenders-business) ## [Why the Industry’s Best Appraisers Work for United States Appraisals](https://blog.unitedstatesappraisals.com/why-the-industrys-best-appraisers-work-for-u.s.-appraisals) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Jan 25, 2021 8:15:00 AM - [Tweet](https://twitter.com/share) [![Why the Industry’s Best Appraisers Work for United States Appraisals](https://blog.unitedstatesappraisals.com/hubfs/Why%20the%20Industry%E2%80%99s%20Best%20Appraisers%20Work%20for%20U.S.%20Appraisals%20%20-1.png)](https://blog.unitedstatesappraisals.com/why-the-industrys-best-appraisers-work-for-u.s.-appraisals) As it turns out, Kindergarten may have provided the most prophetic life and business lessons. This is most certainly true in running an appraisal management company (AMC). Sure, business school provided a wide-ranging foundation that has made a tremendous difference, but nothing compares to the wisdom of Ms. Parker in the early 1970s. [Read More](https://blog.unitedstatesappraisals.com/why-the-industrys-best-appraisers-work-for-u.s.-appraisals) ## [All You Need To Know About Appraisal Management Companies (AMC)](https://blog.unitedstatesappraisals.com/all-you-need-to-know-about-appraisal-management-companies) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Jan 4, 2021 8:15:00 AM - [Tweet](https://twitter.com/share) [![All You Need To Know About Appraisal Management Companies (AMC)](https://blog.unitedstatesappraisals.com/hubfs/You%20CAN%20Do%20Your%20Own%20Appraisals%2c%20but%20SHOULD%20You_.png)](https://blog.unitedstatesappraisals.com/all-you-need-to-know-about-appraisal-management-companies) #### What Does an Appraisal Management Company (AMC) Do? Short answer – the most capable and best-performing AMCs step in to remove the following burdens off mortgage lenders: [Read More](https://blog.unitedstatesappraisals.com/all-you-need-to-know-about-appraisal-management-companies) ## [What Should Appraisers Look For in an AMC?](https://blog.unitedstatesappraisals.com/what-should-appraisers-look-for-in-an-amc) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Dec 7, 2020 7:30:00 AM - [Tweet](https://twitter.com/share) [![What Should Appraisers Look For in an AMC?](https://blog.unitedstatesappraisals.com/hubfs/What%20Should%20Appraisers-3.png)](https://blog.unitedstatesappraisals.com/what-should-appraisers-look-for-in-an-amc) I used to know how many Appraisal Management Companies (AMCs) there were, but so many come and go; it’s impossible to keep track. That leads me to an intriguing thought — Why? And, if I were an appraiser in today’s environment, how would I navigate my options? What would I need from an AMC? I’d want what we all seek — to maximize my income with the least amount of hassle and frustration. An enjoyable and reciprocal professional relationship. It was a much different world before the days of HVCC and Dodd-Frank. Before this legislation, about 80% of appraisal assignments came directly from lenders and local sources. Today, it has flipped to the exact opposite. Therefore, engaging in the AMC model is imperative for most appraisers. While not everyone likes Dodd-Frank, appraisers do benefit from it, for example: [Read More](https://blog.unitedstatesappraisals.com/what-should-appraisers-look-for-in-an-amc) ## [Why Relationships are Important to the AMC Process](https://blog.unitedstatesappraisals.com/why-relationships-are-important-to-the-amc-process) Posted by [Shana Garrie](https://blog.unitedstatesappraisals.com/author/shana-garrie) on Nov 23, 2020 7:30:00 AM - [Tweet](https://twitter.com/share) [![Why Relationships are Important to the AMC Process](https://blog.unitedstatesappraisals.com/hubfs/Why%20Relationships%20matter%203.png)](https://blog.unitedstatesappraisals.com/why-relationships-are-important-to-the-amc-process) ‘Sorry, I am not looking for another vendor.  I only engage with strategic partners.’  That should be the position of every lender out there looking for service providers.  But is it?  [Read More](https://blog.unitedstatesappraisals.com/why-relationships-are-important-to-the-amc-process) ## [Why Lenders Use Appraisal Management Companies](https://blog.unitedstatesappraisals.com/why-lenders-use-appraisal-management-companies) Posted by [Rick Garrie](https://blog.unitedstatesappraisals.com/author/rick-garrie) on Nov 9, 2020 7:30:00 AM - [Tweet](https://twitter.com/share) [![Why Lenders Use Appraisal Management Companies](https://blog.unitedstatesappraisals.com/hubfs/Wy%20Lender%20Use%20AMCs.png)](https://blog.unitedstatesappraisals.com/why-lenders-use-appraisal-management-companies) One of the most prominent trends for much of the past decade has been the transition of lenders scaling back to just ‘stick to their core competencies,’ which are: - Seeking consumers with financial needs - Developing products - Underwriting and funding loans - Navigating legal, regulatory, and compliance frameworks - Servicing portfolios of loans This skinny-down trend has steadily dismantled prior decades of the seismic sized scope-creep pursued by lenders, especially the big ones, trying to do absolutely everything in-house. It’s not our place to judge how well that worked, although the industry-wide retreat from those days likely tells the tale. Today, almost every internal department and function can be up for consideration for outsourcing, even underwriting. Some of the areas that often loom large in such evaluations are loan servicing, IT, operations, and appraisal management. Being an AMC, we shall focus on the dynamics in play that generally cause lenders to outsource to AMCs. [Read More](https://blog.unitedstatesappraisals.com/why-lenders-use-appraisal-management-companies) [All posts](https://blog.unitedstatesappraisals.com/all) [Next](https://blog.unitedstatesappraisals.com/page/2) ### Search ### Subscribe Here! ### Learn How We Can Help Speed Up Your Process Call (866) 562-0123 or click below to schedule a live demo of our technology. 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